TrueLayer

API

Open banking API for bank data and pay-by-bank in the UK and Europe

Price: Free sandbox; live pricing via sales
Access: client_id and client_secret

About

Open banking platform for the UK and Europe: users connect their bank through TrueLayer's auth flow so you can read accounts, balances and transactions, or take pay-by-bank payments and payouts. Free sandbox with a mock bank; live pricing comes from sales.

What you can do with it

Let users connect a UK or EU bank account and read balances and transactions
Accept pay-by-bank payments instead of cards at checkout
Send payouts and refunds from a TrueLayer merchant account

Get started

Sign up to Console; new accounts start in sandbox
Open an auth link with the Mock Bank and exchange the code for a token

Example

curl -H "Authorization: Bearer $TRUELAYER_ACCESS_TOKEN" \
  https://api.truelayer-sandbox.com/data/v1/accounts

Details

Hosting: Hosted service
Available in: 16 countries
Austria, Belgium, Denmark, Finland, France, Germany, Ireland, Italy, Lithuania, Netherlands, Norway, Poland, Portugal, Romania, Spain, United Kingdom
Official SDKs: PHP, C#, Java
MCP server: None